Loan schemes

If you are homeless or threatened homelessness there maybe funding available to you through the local authority to help you either remain in your home or secure alternative accommodation in the private rented sector.

There is eligibility criteria attached to each scheme, this means that funding may not be a viable or affordable option for some households. If you would like to find out if you can be considered for these prevention schemes, please seek advice from your local authority or Citizens Advice service. 

Daventry Homeless Prevention Scheme is a loan scheme that has been set up to help individuals or families who are either homeless, or threatened with homelessness, to find alternative accommodation through the private rented sector.

Please note that if you qualify for this scheme there will be a cap on how much funding you can receive, this is based roughly on the local housing allowance for your family make-up.

You will be expected to repay the loan and failure to do so will result in debt recovery action.

To qualify for assistance you must:

  • Be homeless or threatened with homelessness
  • Be 18 years old or over
  • Have been living or working within the Daventry district for 6+ months
  • Have insufficient monies in order to raise your own cash deposit or rent or
  • Be unable to pay off arrears at current private rented accommodation
  • Be prepared to privately rent for a minimum of 6 months
  • Accept that we will make all necessary enquiries to other organisations to see if the scheme will be suitable and affordable
  • Have sufficient income to repay the loan back to the council at a realistically agreed figure
  • Have sufficient income to cover your rental payments.

We can help you by:

  • Providing an interest free loan to be used for the rent in advance, and/or a deposit on a private rented property that you have found yourself 
  • Providing you with a loan 'rent rescue' should you have up to one months arrears with your present private landlord

We cannot assist you if:

  • You have been responsible for arson in the past
  • You, or others living with you have history of anti-social behaviour
  • You are being evicted for nuisance reasons
  • You have former rent arrears
  • You have any debt with Daventry District Council
  • You are in breach of your current tenancy agreement

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