Low Cost Home Ownership

Help to buy options

Whatever your situation, there are a range of home ownership schemes - backed by Government - that are designed to make it more affordable for you to buy or rent a home that meets your needs.

Help to Buy Midlands is the Government-appointed agent for this area and should be the first point of contact for anyone looking for a more affordable way to buy a home.

You can find a summary of the home ownership schemes below but for more information please  visit the Help to Buy Midlands website or phone them on 03333 214 044 


Equity loan

The Help to Buy Equity Loan scheme is open to both first-time buyers and existing homeowners. 

It is designed to help you purchase specific new-build properties priced up to £600,000 from participating registered developers with as little as a 5% deposit.

The Government lends you up to 20% of the cost of your new-build home, so you’ll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest. You also won’t be charged loan fees on the 20% loan for the first five years of owning your home.

Find out more about the Equity Loan Scheme

Shared ownership

Depending on how much you can afford, the  Help to Buy Shared Ownership scheme allows you to buy a percentage share of a property while a local housing association retains the other share.

It is sometimes known as “part-buy part-rent” because you will then be charged a rental payment on the remaining share owned by the housing association. 

In most cases shared owners can choose to buy additional shares later on to increase their equity.

Find out more about the Shared Ownership Scheme

Find homes in your area

There are a range of shared ownership homes currently under construction across Daventry District.

Visit  Help to Buy Midlands to register your interest, search for available homes in your area, and find out more. 

Please note that some of the schemes listed below may not be advertised yet.



  • Monksmoor: 1 and 2 bed flats (SAGE) COMING 2020
  • Monksmoor: 1 and 2 bed apartments and 3 bed house (HEYLO) AVAILABLE NOW
  • Middlemore: 2 x 3 bed houses for shared ownership and rent to buy (Futures Housing Group) COMING 2020
  • Staverton Road: 1 bed houses (Grand Union) COMING 2020
  • The Grange: 1 bed houses (Grand Union) COMING 2020

Long Buckby


  • Station Road: 2 bed houses (Futures Housing Group) COMING 2020  



  • Boughton Road: 2 and 3 bed houses COMING 2020  

Woodford Halse

  • Grants Hill Way: 2 x 3 bed houses (Grand Union) COMING 2020