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What is Housing Benefit/ What is Council Tax Reduction Scheme

 What is Housing Benefit?

 

Housing Benefit helps to pay your rent if you are on a low income. 

If you rent your home from a private landlord or housing association or you are a boarder, lodger, or live in a hostel, we may be able to help by giving you benefit.  

 

What Is Council Tax Reduction Scheme?


Council Tax Reduction Scheme is a reduction on your council tax bill if you are on a low income. 

 

 

You should apply for Housing Benefit and/or Council Tax Reduction Scheme now. You can get an application form from the Benefit Section at Daventry District Council.  Alternatively, you can download a form.  If you want to apply for joint Housing Benefit and Council Tax Reduction Scheme together please download here.  If you wish to claim Council Tax Reduction Scheme only please download here.  Once completed, this form must be returned by post to the council offices (see contact details link below).

 

Couples who live together need to make a joint claim.

If you receive Income Support, Jobseeker's Allowance (income based) or Employment and Support Allowance (Income Related) you may qualify for the maximum Housing Benefit and Council Tax Reduction Scheme. You must fill in our form and send it back to us.

 

What about my savings?

 

We will ignore savings if they are under £6000.

 

If you are under 60 years of age and have savings between £6,000 and £16,000, we will work out your benefits by assuming that you have an extra £1 of income every week for every £250 or part thereof.

 

If you are over 60 years of age and have savings between £10,000 and £16,000, we will work out your benefit by assuming that you have an extra £1 of income every week for every £500 or part thereof.

 

For example:

 

If you (and your partner if you have one) are under 60 years of age and

 

You/Partner have savings of £6,200 = You have £1 extra income a week
You/Partner  have savings of £6,700 = You have £3 extra income a week
You have savings over £16,000 = You cannot get Housing or Council Tax Benefit

 

If you (and your partner if you have one) are over 60 years of age and

         

You/Partner have savings of £10,400 = You have £1 extra income a week
You/Partner  have savings of £10,900 = You have £2 extra income a week
You have savings over £16,000 = You cannot get Housing or Council Tax Benefit unless you are receiving Guaranteed Pension Credit.

 

How much will I get?

 

The amount of benefit you get will depend on your personal and financial circumstances.

  

You may get extra benefits if you are a pensioner, have children or are disabled.

You will not get benefit if you have savings over £16,000.

 

** Our on line benefit calculator may give you some idea as to the amount of benefit you could receive **

  

 

If your landlord is a Housing Association or Registered Social Landlord we can pay Housing Benefit to you by cheque or by BACS. Alternatively we can pay your landlord directly  usually every four weeks or by BACS payment.

 

If your landlord is a Private landlord, we will usually pay you directly. We are able to pay landlords directly only under certain circumstances. Please see the section regarding Local Housing Allowance for tenants for further information.

Council Tax Reduction Scheme -  We pay this by taking it off your bill.

 

Council Tax Support 2015/ 2016 -   Public Consultation

 

Each year we have to review our Local Council Tax Support scheme. 

 

The Council Tax Support Scheme for 2015/16 will still be based upon the existing Council Tax Benefit rules. Therefore the scheme will still be means tested and will still use the same eligibility criteria to determine entitlement.

 

However, the change to the previous Council Tax Support Scheme, for working age claimants, from 1 April 2015 is ;

 

  • For people of working age claiming Council Tax Support, the proposed Council Tax Support Scheme from April 2015 will cap Council Tax Liability for working age claimants by a further 11.5%, making a total cap on liability of 20% so that all working age claimants will pay more towards their Council Tax under the new scheme.

  • This will mean that when weekly entitlement to Council Tax Support is calculated for working age claimants it will be based on 80% of the weekly Council Tax bill for their property, not 91.5% as currently.

  • This will affect all working age claimants and will mean they will need to find a little more towards their Council Tax bill from 1 April 2015.

 

Like other general welfare benefits, we propose to raise all the main social security benefit rates, pensions, allowances and deductions in line with the Department for Work and Pensions requirements, most of which are increased in line with the Consumer Price Index.

 

In all other aspects the scheme will remain the same.

 

If you have any comments to make about this, please  send them to the benefits team at the Council either by emailing: Benefits@daventrydc.gov.uk  or writing to the Benefits team at Daventry District Council, Lodge Rd, Daventry, NN11 4FP.

 

 Other Useful Information

 

The Department of Work and Pensions in partnership with Daventry District Council has prepared a local provision guide for services and charities which operate within the Daventry district area.   This invaluable guide highlights key information regarding organisations and the services they provide including such services as,  food bank provision, support charities and services, debt advice, college courses available to customers receiving means tested benefits and much more besides.  To access this document please click below.

 

Daventry Free Local Services Guide

 

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